FREE Reward Checking
Complete the 3 Simple Steps and ...

• Earn Reward interest rate on balances up to $25,000
• Earn standard interest rate on balances over $25,000
• Earn a lesser interest rate even if you don’t meet the 3 steps (ask us for current interest rates)
• FREE unlimited foreign ATM transactions

3 Simple Steps – during monthly statement cycle

1. 12 or more check card purchase transactions
2. 1 or more Direct Deposit or Automatic Payment (like a utility bill)
3. Receive monthly e-statements

Even if you don’t meet the month’s 3 Simple Steps

• Still FREE checking
• Pays a lesser interest rate
• All personal checking account benefits

Totally FREE Checking
Money-saving checking. Starts free, stays free.

• No minimum balance
• No monthly service charge
• No per check fees & unlimited check writing

50+ FREE Interest Checking
A free checking account specially made for our customers age 50 or better. Free checks, too.

• Pays competitive interest (see rates)
• FREE standard wallet style checks
• No minimum balance
• No monthly service charge
• No per check fees & unlimited check writing

Direct Deposit Interest Checking
Another FREE account. Saves you time and trips to the bank with its Direct Deposit feature.

• Pays competitive interest (see rates)
• No minimum balance
• No monthly service charge
• No per check fees & unlimited check writing
• Includes Direct Deposit

Wall Street Checking
A perfect interest-earning account if you normally keep higher balances in your checking account.

• Pays tiered rates of interest - as your balance grows, so does your interest rate (see rates)
• No per check fees & unlimited check writing
• No monthly service charge with a daily $1,000 minimum balance
• Only an $8 monthly charge if the daily balance falls below $1,000

Ultimate Personal Money Market
Here's an account that rewards you for saving more by offering higher interest rates for higher balances.

• Tiered interest rates (see rates)
• Interest calculated on the daily balance
• $1,000 minimum balance to avoid $5 monthly service charge
• Unlimited free in-person withdrawals
• 6 free debits per month
• $5 per debit over 6 per month
• $1,000 to open account

These are personal accounts only. Business and corporate accounts do not qualify for these plans. Customer purchases checks unless otherwise indicated.