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CURRENT RATES - EFFECTIVE March 2, 2010
SPECIAL PROMOTION CERTIFICATES
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| NONE AT THIS TIME |
CERTIFICATES OF DEPOSIT
|
Substantial penalty for early withdrawal
$500 Minimum Opening Deposit |
| Term |
Rate |
Annual Percentage Yield |
|
| 3 months |
.75% |
.75% |
|
| 6 months |
1.00% |
1.00% |
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| 12 months |
1.24% |
1.25% |
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| 18 months |
1.24% |
1.25% |
|
| 24 months |
1.49% |
1.50% |
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| 30 months |
1.49% |
1.50% |
|
| 36 months |
1.74% |
1.75% |
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| 48 months |
1.99% |
2.00% |
|
| 60 months |
2.23% |
2.25% |
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INDIVIDUAL RETIREMENT ACCOUNTS
|
Substantial penalty for early withdrawal
$500 Minimum Opening Deposit |
| Term |
Rate |
Annual Percentage Yield |
|
| 12 months |
1.24% |
1.25% |
|
| 18 months |
1.24% |
1.25% |
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| 24 months |
1.49% |
1.50% |
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| 30 months |
1.49% |
1.50% |
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| 36 months |
1.74% |
1.75% |
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| 48 months |
1.99% |
2.00% |
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DEPOSIT ACCOUNTS
|
| Rate and A.P.Y. may change after opening |
| Type of Account |
Rate |
Annual Percentage Yield |
Minimum Opening Deposit |
Ultimate Personal Money Market *
Balance Tiers:
$50,000 +
$25,000 - $49,999
$10,000 - $24,999
$2,500 - $9,999
$0 - $2,499 |
1.00%
0.15%
0.10%
0.05%
0.01% |
1.00%
0.15%
0.10%
0.05%
0.01% |
$1,000 |
Ultimate Business Money Market *
Balance Tiers:
$100,000 +
$50,000 - $99,999
$25,000 - $49,999
$10,000 - $24,999
$0 - $9,999 |
1.00%
0.50%
0.15%
0.10%
0.05% |
1.00%
0.50%
0.15%
0.10%
0.05% |
$2,500 |
Interest Checking Accounts
FREE Interest Checking
50+ Free |
0.75%
0.05% |
0.75%
0.05% |
$50 |
Preferred Savings Account
Personal and Commercial |
0.10% |
0.10% |
$50 |
| First Savings Account |
0.10% |
0.10% |
$5 |
| Christmas Club Account |
0.10% |
0.10% |
$5 |
* The balance in the account each day determines the Rate and APY
paid on the entire balance that day. |
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